/* SolarUnbound */
:root{
  --navy:#0E2A47; --navy-2:#173a5f; --navy-3:#21486f;
  --sun:#F4A62A; --sun-2:#E8901A; --sun-soft:#FFF4E2;
  --ink:#14202e; --muted:#566476; --line:#E3E8EF; --bg:#F7F8FA; --white:#fff;
  --ok:#1F8A5B; --ok-soft:#E8F6EF; --err:#B42318;
  --radius:14px; --shadow:0 18px 50px -20px rgba(14,42,71,.35);
  --serif:"Fraunces",Georgia,"Times New Roman",serif;
  --sans:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font:16px/1.6 var(--sans);color:var(--ink);background:var(--white)}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy-3)}
a:hover{color:var(--sun-2)}
h1,h2,h3{font-family:var(--serif);line-height:1.15;color:var(--navy);margin:0 0 .5em;font-weight:700;letter-spacing:-.01em}
h1{font-size:clamp(2rem,5vw,3.25rem)}
h2{font-size:clamp(1.6rem,3.4vw,2.3rem)}
h3{font-size:1.2rem}
p{margin:0 0 1em}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.narrow{max-width:760px}
.skip{position:absolute;left:-999px;top:8px;background:var(--navy);color:#fff;padding:8px 14px;border-radius:8px;z-index:100}
.skip:focus{left:8px}
:focus-visible{outline:3px solid var(--sun);outline-offset:2px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;font:600 1rem/1 var(--sans);padding:14px 22px;border-radius:999px;border:0;cursor:pointer;text-decoration:none;transition:transform .12s,background .15s,box-shadow .15s}
.btn:active{transform:translateY(1px)}
.btn-sun{background:var(--sun);color:#1b1205;box-shadow:0 8px 20px -8px rgba(232,144,26,.7)}
.btn-sun:hover{background:var(--sun-2);color:#1b1205}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-3);color:#fff}
.btn-sm{padding:10px 16px;font-size:.92rem}
.btn-wide{width:100%;padding:17px 22px;font-size:1.06rem}

/* Header */
.site-head{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.head-row{display:flex;align-items:center;justify-content:space-between;height:66px}
.logo img{height:40px;width:auto}
.nav{display:flex;align-items:center;gap:22px}
.nav a:not(.btn){color:var(--ink);text-decoration:none;font-weight:500;font-size:.95rem}
.nav a:not(.btn):hover{color:var(--sun-2)}
@media (max-width:720px){.nav a:not(.btn){display:none}}

.crumbs{font-size:.86rem;color:var(--muted);padding:18px 0 0}
.crumbs a{color:var(--muted)}

/* Hero */
.hero{position:relative;background:radial-gradient(120% 90% at 50% 115%,#3a5d82 0%,var(--navy-2) 38%,var(--navy) 70%);color:#dfe8f2;padding:48px 0 64px;overflow:hidden}
.hero::after{content:"";position:absolute;left:50%;bottom:-340px;width:620px;height:620px;transform:translateX(-50%);border-radius:50%;background:radial-gradient(circle,rgba(244,166,42,.38),rgba(244,166,42,0) 62%);pointer-events:none}
.hero .wrap{position:relative;z-index:1;text-align:center}
.hero h1{color:#fff;max-width:820px;margin:14px auto 14px}
.hero h1 em{font-style:normal;color:var(--sun)}
.hero .lede{max-width:640px;margin:0 auto 18px;font-size:1.08rem;color:#c9d6e4}
.pill{display:inline-flex;align-items:center;gap:8px;font-size:.82rem;font-weight:600;padding:7px 14px;border-radius:999px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);color:#fff}
.ticks{display:flex;flex-wrap:wrap;justify-content:center;gap:8px 22px;list-style:none;padding:0;margin:0 0 28px;font-size:.9rem;color:#c9d6e4}
.ticks li::before{content:"";display:inline-block;width:14px;height:14px;margin-right:7px;vertical-align:-2px;background:no-repeat center/contain url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23F4A62A' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E")}

/* Quiz card */
.quiz{position:relative;max-width:560px;margin:0 auto;background:#fff;color:var(--ink);border-radius:20px;box-shadow:var(--shadow);padding:26px 26px 22px;text-align:left;scroll-margin-top:84px}
.q-top{display:flex;justify-content:space-between;font-size:.8rem;color:var(--muted);font-weight:500}
.bar{height:6px;background:#EDF1F6;border-radius:99px;margin:8px 0 18px;overflow:hidden}
.bar span{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--navy),var(--navy-3));border-radius:99px;transition:width .35s ease}
.q-back{background:none;border:0;padding:4px 0;margin:0 0 6px;color:var(--muted);font:500 .88rem var(--sans);cursor:pointer}
.q-back:hover{color:var(--navy)}
.q-step h2{font-size:1.5rem;margin:0 0 6px}
.q-help{color:var(--muted);font-size:.92rem;margin:0 0 14px}
.opts{display:grid;gap:10px;margin-top:14px}
.opts.two{grid-template-columns:1fr 1fr}
.opt{display:flex;align-items:center;gap:12px;width:100%;text-align:left;padding:15px 16px;border:1.5px solid var(--line);border-radius:12px;background:#fff;font:500 1rem var(--sans);color:var(--ink);cursor:pointer;transition:border-color .15s,background .15s}
.opt::before{content:"";flex:0 0 18px;height:18px;border-radius:50%;border:2px solid #b7c2d0;transition:all .15s}
.opt::after{content:"›";margin-left:auto;color:#9aa7b7;font-size:1.3rem;line-height:1}
.opt:hover{border-color:var(--navy-3);background:#F5F8FC}
.opt[aria-pressed="true"]{border-color:var(--navy);background:#EEF3F9}
.opt[aria-pressed="true"]::before{border:5px solid var(--navy)}
.field{display:block;font-weight:600;font-size:.88rem;color:var(--navy);margin:0 0 12px}
.field input,.field select,.field textarea{display:block;width:100%;margin-top:6px;padding:13px 14px;border:1.5px solid var(--line);border-radius:10px;font:400 1rem var(--sans);color:var(--ink);background:#fff;-webkit-appearance:none;appearance:none}
.field select{background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23566476' stroke-width='2'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E") no-repeat right 12px center/18px;padding-right:40px}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--navy-3);outline:none;box-shadow:0 0 0 3px rgba(33,72,111,.15)}
.field .req{color:var(--err)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media (max-width:480px){.row2{grid-template-columns:1fr}.opts.two{grid-template-columns:1fr}}
.err{color:var(--err);font-size:.88rem;min-height:1.2em;margin:4px 0 8px}
.result{background:var(--ok-soft);border:1px solid #bfe3cf;border-radius:12px;padding:16px;margin:0 0 18px;text-align:center}
.result h2{font-size:1.35rem;margin:0 0 4px;color:#155c3e}
.result p{margin:0;font-size:.92rem;color:#2c4a3c}
.consent{font-size:.74rem;line-height:1.5;color:var(--muted);margin:14px 0 0}
.consent a{color:var(--muted)}
.secure{display:flex;align-items:center;justify-content:center;gap:6px;font-size:.8rem;color:var(--muted);margin:10px 0 0}
.q-note{font-size:.75rem;color:var(--muted);margin:14px 0 0;text-align:center}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}

/* Sections */
.sec{padding:72px 0}
.sec.alt{background:var(--bg)}
.sec-head{text-align:center;max-width:680px;margin:0 auto 40px}
.sec-head p{color:var(--muted);font-size:1.05rem}
.eyebrow{display:inline-block;font:700 .75rem var(--sans);text-transform:uppercase;letter-spacing:.12em;color:var(--sun-2);margin-bottom:10px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:s;list-style:none;padding:0;margin:0}
.steps li{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px 20px}
.steps li::before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--navy);color:var(--sun);font:700 1.05rem var(--serif);margin-bottom:14px}
.steps h3{margin-bottom:6px}
.steps p{color:var(--muted);font-size:.95rem;margin:0}
.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.card .ic{width:44px;height:44px;border-radius:12px;background:var(--sun-soft);display:grid;place-items:center;margin-bottom:14px}
.card p{color:var(--muted);margin:0}
.checks{list-style:none;padding:0;margin:0 auto;max-width:820px;display:grid;grid-template-columns:1fr 1fr;gap:12px 28px}
.checks li{position:relative;padding-left:32px}
.checks li::before{content:"";position:absolute;left:0;top:3px;width:20px;height:20px;border-radius:50%;background:var(--ok-soft) no-repeat center/12px url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231F8A5B' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E")}
.center{text-align:center}
.mt{margin-top:32px}
.reviews{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.review{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;margin:0}
.review blockquote{margin:0 0 12px;font-size:.98rem}
.review figcaption{font-weight:600;color:var(--navy);font-size:.9rem}
.cta-band{background:var(--navy);color:#cfdbe8;border-radius:20px;padding:44px 28px;text-align:center}
.cta-band h2{color:#fff}
@media (max-width:900px){.steps{grid-template-columns:1fr 1fr}.reviews{grid-template-columns:1fr}}
@media (max-width:640px){.steps,.cards,.checks{grid-template-columns:1fr}.sec{padding:52px 0}}

/* FAQ */
.faq{max-width:780px;margin:0 auto}
.faq details{border-bottom:1px solid var(--line);padding:4px 0}
.faq summary{cursor:pointer;list-style:none;font-weight:600;font-size:1.05rem;color:var(--navy);padding:16px 36px 16px 0;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:12px;font-size:1.5rem;color:var(--sun-2)}
.faq details[open] summary::after{content:"–"}
.faq details p{color:var(--muted);margin:0 0 16px}

/* Prose / legal */
.prose{max-width:780px;padding:20px 0 70px}
.prose h1{font-size:clamp(1.9rem,4vw,2.6rem)}
.prose h2{font-size:1.45rem;margin-top:1.8em}
.prose h3{font-size:1.1rem;margin-top:1.4em}
.prose ul,.prose ol{padding-left:1.3em}
.prose li{margin:.35em 0}
.prose .lede{font-size:1.12rem;color:var(--muted)}
.eff{color:var(--muted);font-size:.9rem}
.addr{display:block;font-style:normal;background:var(--bg);border:1px solid var(--line);border-radius:12px;padding:18px 20px;margin:20px 0}
.note-box{background:var(--sun-soft);border:1px solid #f3d7a6;border-radius:12px;padding:14px 18px;margin:16px 0;font-size:.95rem}
.caps{text-transform:uppercase;font-size:.88rem;letter-spacing:.01em}
.tablewrap{overflow-x:auto;margin:18px 0}
table{border-collapse:collapse;width:100%;font-size:.93rem}
th,td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--bg);color:var(--navy)}
.form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;margin:22px 0;position:relative}
.form-status{margin:10px 0 0;font-weight:500}
.form-status.ok{color:var(--ok)}
.form-status.bad{color:var(--err)}
.toc{background:var(--bg);border-radius:12px;padding:16px 20px;margin:20px 0}
.toc ul{margin:6px 0 0}
.guide-list{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:20px}
.guide-list a.card{text-decoration:none;color:inherit;transition:border-color .15s,transform .15s}
.guide-list a.card:hover{border-color:var(--navy-3);transform:translateY(-2px)}
.guide-list h3{margin-bottom:6px}
@media (max-width:860px){.guide-list{grid-template-columns:1fr}}
.byline{color:var(--muted);font-size:.9rem;margin-top:-6px}
.inline-cta{background:var(--navy);color:#cfdbe8;border-radius:16px;padding:24px;margin:30px 0}
.inline-cta h2{color:#fff;margin-top:0;font-size:1.35rem}
.inline-cta p{margin-bottom:14px}

/* Thank you */
.ty{max-width:640px;margin:0 auto;padding:56px 0 80px;text-align:center}
.ty .badge{width:72px;height:72px;border-radius:50%;background:var(--ok-soft);display:grid;place-items:center;margin:0 auto 18px}
.ty ol{text-align:left;max-width:520px;margin:20px auto}

/* Footer */
.foot{background:var(--navy);color:#b9c7d6;padding:52px 0 34px;font-size:.92rem}
.foot a{color:#dfe8f2}
.foot a:hover{color:var(--sun)}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px;padding-bottom:32px;border-bottom:1px solid rgba(255,255,255,.12)}
.foot-brand p{margin:14px 0 16px;max-width:320px}
.foot-col h2{font:700 .78rem var(--sans);text-transform:uppercase;letter-spacing:.12em;color:#fff;margin:6px 0 12px}
.foot-col ul{list-style:none;padding:0;margin:0}
.foot-col li{margin:0 0 8px}
.foot-col a{text-decoration:none}
.disc{padding-top:24px;font-size:.78rem;line-height:1.6;color:#93a5b8}
.disc a{color:#c9d6e4}
@media (max-width:760px){.foot-grid{grid-template-columns:1fr 1fr}.foot-brand{grid-column:1/-1}}

/* Cookie */
.cookie{position:fixed;left:16px;right:16px;bottom:16px;z-index:60;max-width:560px;margin:0 auto;display:flex;align-items:center;gap:14px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:12px 14px 12px 18px;font-size:.86rem}
.cookie p{margin:0}
.cookie[hidden]{display:none}

@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
fieldset.q-step{border:0;margin:0;padding:0;min-width:0}
fieldset.q-step legend{padding:0;width:100%}
.q-step h2{font-size:1.45rem}
.btn[disabled]{opacity:.65;cursor:wait}
@media (max-width:640px){
  .hero{padding:26px 0 44px}
  .hero h1{font-size:1.85rem;margin:10px auto}
  .hero .lede{font-size:1rem;margin-bottom:12px}
  .ticks{margin-bottom:18px;font-size:.84rem}
  .quiz{padding:20px 18px 18px}
  .cookie{left:8px;right:8px;bottom:8px;padding:8px 10px 8px 14px;font-size:.76rem;gap:10px}
  .cookie .btn{padding:8px 14px}
}
.social{display:flex;gap:14px;margin:18px 0 0}.social a{color:#dfe8f2}
/* Calculator */
.calc{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.25fr);gap:22px;margin:10px 0 36px}
.calc-in,.calc-out{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px}
.calc-out{background:var(--navy);color:#cfdbe8;border:0}
.affix{display:flex;align-items:center;margin-top:6px;border:1.5px solid var(--line);border-radius:10px;overflow:hidden;background:#fff}
.affix span{padding:0 12px;color:var(--muted);font-weight:600}
.affix input{border:0!important;margin:0!important;box-shadow:none!important;flex:1;min-width:0}
.field small{display:block;font-weight:400;color:var(--muted);margin-top:5px;font-size:.8rem}
.calc-note{font-size:.82rem;color:var(--muted);margin:4px 0 0}
.stats{display:grid;grid-template-columns:1fr 1fr;gap:16px 18px}
.stats .lbl{display:block;font-size:.8rem;text-transform:uppercase;letter-spacing:.06em;color:#9fb3c8}
.stats strong{font:700 1.7rem/1.2 var(--serif);color:#fff;font-variant-numeric:tabular-nums}
.stats strong.hot{color:var(--sun)}
.bars{display:flex;align-items:flex-end;gap:3px;height:120px;margin:22px 0 6px}
.bars span{flex:1;background:var(--sun);border-radius:3px 3px 0 0;min-height:2px;opacity:.9}
.bars span.past{background:#6b84a0}
.bars-axis{display:flex;justify-content:space-between;font-size:.75rem;color:#9fb3c8}
.calc-cta{margin-top:20px;padding-top:18px;border-top:1px solid rgba(255,255,255,.15)}
.calc-cta p{margin:0 0 12px}
.calc-cta strong{color:#fff}
table.nums td,table.nums th{font-variant-numeric:tabular-nums}
.sources li{font-size:.92rem}
@media (max-width:820px){.calc{grid-template-columns:1fr}}
@media (max-width:420px){.stats strong{font-size:1.35rem}}
.glossary{margin:24px 0}
.glossary>div{padding:16px 0;border-bottom:1px solid var(--line);scroll-margin-top:84px}
.glossary dt{font:700 1.12rem var(--serif);color:var(--navy);margin-bottom:4px}
.glossary dd{margin:0;color:var(--ink)}
.glossary dd a{white-space:nowrap}
.call-hero{padding:56px 0 72px}
.call-btn{font-size:1.3rem;padding:20px 30px;margin-top:6px}
.call-hours{margin:12px 0 0;color:#c9d6e4;font-size:.92rem}
@media (max-width:720px){.call-page .steps{grid-template-columns:1fr!important}}
.pre{max-width:720px;margin:0 auto;padding-top:28px}
.sponsor{font-size:.85rem;color:var(--muted);text-transform:uppercase;letter-spacing:.08em;font-weight:600}
.pre h1{font-size:clamp(1.8rem,4.6vw,2.5rem)}
.pre-hero{margin:18px 0 8px}
.pre-hero img{border-radius:14px;width:100%}
.pre-cta{background:var(--navy);color:#cfdbe8;border-radius:18px;padding:26px;margin:34px 0 10px;text-align:center;scroll-margin-top:84px}
.pre-cta h2{color:#fff;margin-top:0}
.pre-q{font-weight:700;color:#fff;margin:16px 0 10px}
.pre-opts{display:grid;gap:10px;max-width:360px;margin:0 auto}
.pre-opts .btn{width:100%}
.email-hint{font-size:.85rem;margin:-6px 0 10px;color:var(--muted)}
.email-hint button{background:none;border:0;padding:0;color:var(--navy-3);font:600 .85rem var(--sans);text-decoration:underline;cursor:pointer}